Landlord avoids voiding of homeowners policy, but is denied replacement cost value:
Overzealous denial of claim results in large punitive damage award
Insurance Coverage for Negligent Parenting?
Gardening 101: Construing Efficacy Exclusions in Commercial General Liability Insurance Policies
Exclusion Clauses and Fortuitous Damage
Self-Represented Litigant Ordered to Pay Double Costs to Insurer